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ark:InsuranceCoverage

idstring<uri>required

URI format identifier used to refer to this node within the graph.

Example: https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000
typestringrequired

A type identifier used to indicate the data model that the node conforms to.

Constant value: ark:InsuranceCoverage
Example: ark:InsuranceCoverage
relatedTostring<uri>

The insurance policy or quote that this coverage applies to.

Example: https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000
coveragestringrequired

The name or type of coverage provided.

Example: Buildings
coversBuildingsboolean

Indicates whether this coverage includes buildings insurance.

Example: true
coversContentsboolean

Indicates whether this coverage includes personal possessions, away from home (for property) or inside the vehicle (for vehicle).

Example: true
coversAccidentsboolean

Indicates whether this coverage includes accidental damage.

Example: true
coversEmergencyboolean

Indicates whether this coverage includes emergency assistance.

Example: true
coversLegalboolean

Indicates whether this coverage includes legal protection.

Example: true
coversPossessionsboolean

Indicates whether this coverage includes personal belongings or possessions.

Example: true
coversVehicleDamageboolean

Indicates whether this coverage includes loss or damage of the vehicle.

Example: true
coversPersonalAccidentboolean

Indicates whether this coverage includes personal accident protection.

Example: true
coversWindscreenboolean

Indicates whether this coverage includes windscreen and window damage.

Example: true
coversVehicleThirdPartyboolean

Indicates whether this coverage includes third party liability for the vehicle.

Example: true
coversVehicleFireTheftboolean

Indicates whether this coverage includes fire and theft protection for the vehicle.

Example: true
yearsWithoutClaimsnumber

The number of years without claims for this type of coverage.

Example: 5
limitations object

Limitations or restrictions on the coverage.

classOfUsestring

The class of use for vehicle insurance coverage.

Possible values: [Social, domestic & pleasure, Social, domestic, pleasure & commuting, Social, domestic, pleasure, commuting & business]

annualMileagenumber

The estimated annual mileage for vehicle insurance coverage.

Example: 10000
hazardousGoodsboolean

Indicates whether vehicle is used for transporting hazardous goods.

Example: false
signWritingboolean

Indicates whether vehicle has graphics (e.g. text, logos, branding) applied to its exterior.

Example: false
property name*any

Limitations or restrictions on the coverage.

rebuildCost object
FinancialGDPR

The estimated cost to rebuild the property.

type
Constant value: ark:CurrencyValue
amountstringrequired

Possible values: Value must match regular expression ^[0-9]{1,}(\.[0-9]{2})?$

currencystringrequired

Possible values: Value must match regular expression ^[A-Z]{3}$

directionstring

Possible values: [Credit, Debit]

restockCost object
FinancialGDPR

The estimated cost to replace contents.

type
Constant value: ark:CurrencyValue
amountstringrequired

Possible values: Value must match regular expression ^[0-9]{1,}(\.[0-9]{2})?$

currencystringrequired

Possible values: Value must match regular expression ^[A-Z]{3}$

directionstring

Possible values: [Credit, Debit]

coversDriversstring<uri>[]

References to persons who are named drivers on the policy.

Example: ["https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000"]
ark:InsuranceCoverage
{
  "id": "https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000",
  "type": "ark:InsuranceCoverage",
  "relatedTo": "https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000",
  "coverage": "Buildings",
  "coversBuildings": true,
  "coversContents": true,
  "coversAccidents": true,
  "coversEmergency": true,
  "coversLegal": true,
  "coversPossessions": true,
  "coversVehicleDamage": true,
  "coversPersonalAccident": true,
  "coversWindscreen": true,
  "coversVehicleThirdParty": true,
  "coversVehicleFireTheft": true,
  "yearsWithoutClaims": 5,
  "limitations": {
    "classOfUse": "Social, domestic & pleasure",
    "annualMileage": 10000,
    "hazardousGoods": false,
    "signWriting": false
  },
  "rebuildCost": {
    "amount": "string",
    "currency": "string",
    "direction": "Credit"
  },
  "restockCost": {
    "amount": "string",
    "currency": "string",
    "direction": "Credit"
  },
  "coversDrivers": [
    "https://graph.datawollet.com/.draft-nodes/f85b8b6b37fe3e8b144829d200000000"
  ]
}